Federal Credit Union |
Fall River - New Bedford - Wareham | |||||||||||||||||||||
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At Southcoast Health System Federal Credit Union our goal is to meet the financial needs of our members. As financial services professionals entrusted with sensitive financial information, we respect the privacy of our members and are committed to treating customer information responsibly. Southcoast Health System Federal Credit Union has guarded the privacy of our members in the past. Our Privacy Policy serves as a standard for all credit union employees for the collection, use, retention and security of individual member information.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of ours.
A consumer reporting agency is a person or business which makes a practice of collecting and evaluating consumer credit information for the purpose of furnishing consumer reports to third parties.
Opt out means a choice you can make to prevent certain sharing of information. We will explain how you can exercise this right.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We collect nonpublic personal information about you from the following sources: Information we receive from you on applications or other forms; Information about your transactions with us, our affiliates, or others; and Information we receive from a consumer reporting agency.
We may disclose all of the information that we collect, as described above, to the following types of third parties:
Financial service providers, such as VISA, mortgage bankers, consumer reporting agencies, and insurance agents;
We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf.
We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.
If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may call the following toll-free number: Southcoast Health System Federal Credit Union, 101 Page Street, New Bedford, MA 02740 (888) 791-8614.