A car is a very important purchase. So, before you start shopping, check with the credit union for financing help. The maximimum amount financed is 90% (used) and 100% (new) of the value of the auto, and depending on the amount financed, repayments can be scheduled for up to five years.

If you are looking for a loan to make some home improvements, finance an education, take a vacation, buy a boat, consolidate bills--whatever your needs are--come in and see us now. Consider borrowing against the equity in your car.

Our rates are GREAT--and so is our service! We provide same day or next day approval on most applications.

First Mortgages

Mortgage financing that you can trust. Whether you're making your first home purchase, relocating or refinancing an existing mortgage to lower your rate, SHSFCU's dedicated mortgage team is here to help you make the right financing decision.

Second Mortgages

Qualification is determined by the equity you have in your home. Generally, you may borrow up to 80% of the value of your home minus the amount due on any other mortgages.

The equity in your home may be used to consolidate bills, buy a new or used car, take a vacation, do home improvements, finance a college education, etc.

We offer fixed rates, with a term from one to 20 years. Rates are competitive and you may be able to take advantage of deductions on your federal income tax.

VISA Classic - No Annual Fee!

Our every day low rate is 11.99%. With your Southcoast Health System FCU VISA card you can make over-the-counter payments and cash advances at any of the credit union sites.

If you are already a cardholder and would like to know:

You can access this information by calling Customer Care at 1-800-843-5463 or by going to the web site www.eZCardInfo.com